Health Clinic Benefit Highlights for Full Time Staff

The Rosalind Franklin University Health Clinic offers a comprehensive selection of quality benefits to our eligible employees (regularly scheduled for 30 or more hours/week). The Health Clinic offers four medical plans, a dental plan, a vision plan, short and long-term disability, basic and supplemental life insurance, flexible spending accounts, a Health Savings Account (if enrolled in the HDHP), and an extremely attractive retirement plan. Except for the retirement plans, all benefits are effective the first of the month following your date of hire. With the exception of the retirement plans, employees may enroll within thirty days from date of hire or during an Open Enrollment period.

Medical Plans – Blue Cross Blue Shield:

• PPO and High Deductible Health Plan (HDHP) with an optional Health Savings Account (HSA)
  • Freedom to see any qualified PPO provider you choose (your out of pocket costs are greater when you seek care outside the network).
• Blue Advantage HMO and HMO Illinois
  • All care must be coordinated by your HMO primary care physician or woman’s primary health care provider.
  • With the exception of emergencies, all care must be provided by a network provider.

Dental Plan - Delta Dental:

• Ability to see any qualified dentist you choose.
• Preventive services are covered at 100% of reasonable and customary charges.

Vision Plan – Superior Vision:

• Benefits through Superior National Network.
• Low co-pays for exams, materials, and contact lens fittings; additional discounts offered by some in-network providers.

Short-term Disability – Health Clinic:

• Health Clinic paid short-term disability insurance provides up to 100% of weekly salary for covered claims after meeting a waiting period.

Life Insurance & Long-Term Disability Insurance – Mutual of Omaha:

• University paid life insurance equal to 1 ½ times annual base salary up to $50,000.
• Employee may elect to purchase supplemental life insurance in increments between 1 and 5 times annual base salary.
• Health Clinic paid long-term disability insurance provides up to 60% of weekly base salary for covered claims.

Flexible Spending and Health Savings Accounts - PayFlex:

• Flexible Spending Accounts allow you to use pre-tax dollars to pay for eligible health care and dependent care expenses.
• Health Savings Account (if enrolled in our HDHP) allows you to use and save pre-tax dollars to pay for eligible health care expenses for now or in the future.

Retirement Plans - TIAA:

• Contributions to our Defined Contribution (DC) and Money Purchase Plan (MPP) is mandatory and is effective two years after the date of hire although prior employment with education or non-profit research organization may be counted toward meeting eligibility requirement. Once eligible, participation in these plans is mandatory as a condition of employment. The employee makes a mandatory 5% contribution to the DC plan and the university makes a 10% contribution to the MPP. Effective immediately, employees may make unmatched contributions to voluntary supplemental pre-tax and post-tax retirement plans.

Employee Assistance Program

• The Health Clinic provides a confidential Employee Assistance Program to all employees and their dependents.

Paid Holidays and Sick Days

• Employees are eligible to receive up to 13 paid holidays plus two Floating Holidays per year.
• Maximum accrual of 15 sick days.

Vacation

• Employees classified as Staff are entitled to vacation according to the following schedule:
  • 0 to 8 years = Maximum accrual of 15 working days
  • 9+ years = Maximum accrual of 20 working days

Dependent Verification Documentation Requirements for the Medical, Dental, and Vision Insurance Plans

To add a dependent to your coverage, you must upload each dependent’s verification documents. Listed below are the documents that you must submit for each dependent you are adding to your coverage.
Note: You may cover up the financial information on the documents (such as your income, details on a bank statement, etc.).

For Spouse: Provide copies of the documentation listed below.

A copy of your state or county-issued marriage certificate plus one joint document.
Joint documentation is an item addressed to both parties and dated within the last three months. 
Examples of acceptable joint documentation: A joint household bill, or a household bill for the employee and one for the spouse with a current date and the same address or a joint bank/credit account or a joint mortgage/lease or insurance policies or the front page of your current filed federal tax return confirming your spouse as a dependent

For Domestic Partners: Provide copies of the documentation listed below.

Rosalind Franklin University’s “Affidavit of Domestic Partnership” form plus one joint document.
Joint documentation is an item addressed to both parties and dated within the last three months. 
Examples of acceptable joint documentation: A joint household bill, or a household bill for the employee and one for the spouse with a current date and the same address or a joint bank/credit account or a joint mortgage/lease or insurance policies or the front page of your current filed federal tax return confirming your spouse as a dependent

For Children:

A copy of the child’s birth certificate, naming you as the child’s parent, or appropriate court order/adoption decree naming you as the child’s legal guardian.

For Step Children: Provide copies of 2 forms of documentation listed below.

A copy of the child’s birth certificate, naming your spouse as the child’s parent, or appropriate court order/adoption decree naming your spouse as the child’s legal guardian.
And
A copy of your state or county-issued marriage certificate. 
If the required documentation is not received within 30 days from your date of hire or Permitted Election Change Event, your dependent(s) will not be enrolled for coverage unless you can show that this documentation has been ordered and/or requested from a county or state agency

Please Note: If your dependent documentation is written in a language other than English, you MUST include a copy of an official translation of the document along with a copy of the document.